H.R. 9111 aims to amend the U.S. Bankruptcy Code to prevent abusive practices related to the collection of student loans during bankruptcy proceedings. This legislation is likely intended to protect borrowers from aggressive collection tactics that can occur when they are seeking bankruptcy relief.
Supporters of H.R. 9111 have praised the bill for its potential to protect vulnerable borrowers from predatory collection practices. Advocates argue that it is a necessary step towards ensuring fairness in the bankruptcy process and providing relief for those overwhelmed by student loan debt.
Critics of H.R. 9111 have raised concerns that the bill may hinder lenders' ability to recover funds and could lead to unintended consequences in the student loan market. Some argue that it may encourage irresponsible borrowing behavior by making it easier for borrowers to discharge student loan debt in bankruptcy.
The analysis of H.R. 9111, aimed at amending bankruptcy laws related to student loan collections, reveals no direct industry overlaps between the sponsor Shri Thanedar's top donor industries and the bill's subject matter. The top donors primarily represent various sectors that do not directly influence student loan practices. While there is lobbying activity in the policy area, with significant contributions such as $20,000 from Summit Works USA and $10,000 from Monroe Energy, these entities do not appear to have a vested interest in student loan collection practices. Thus, the potential for conflicts of interest remains low, as the financial contributions do not correlate with the legislative intent of protecting borrowers from abusive practices.
Organizations that lobbied on issues related to this bill's policy area.
| Client | Lobbying Firm | Amount |
|---|---|---|
| AMERICAN SUBCONTRACTOR ASSOCIATION | OSCAR POLICY GROUP, LLC | $30,000 |
| SUMMIT WORKS USA | OSCAR POLICY GROUP, LLC | $20,000 |
| AMERICAN COUNCIL OF INDEPENDENT LABORATORIES | OSCAR POLICY GROUP, LLC | $20,000 |
| FINISHING TRADES INSTITUTE OF THE MID ATLANTIC REGION | OSCAR POLICY GROUP, LLC | $15,000 |
| MONROE ENERGY, LLC | OSCAR POLICY GROUP, LLC | $10,000 |
| UPSTATE NIAGARA COOPERATIVE, INC. | OSCAR POLICY GROUP, LLC | $10,000 |
| AGRI-MARK, INC | OSCAR POLICY GROUP, LLC | $10,000 |
| FRIENDS OF FATHER JUDGE HIGH SCHOOL, INC. | OSCAR POLICY GROUP, LLC | $6,000 |
| ARSENAL ASSOCIATES | OSCAR POLICY GROUP, LLC | undisclosed |
| LABOR & ENERGY ALLIANCE | OSCAR POLICY GROUP, LLC | undisclosed |
| BIG BROTHERS BIG SISTERS MIDDLE TENNESSEE | OSCAR POLICY GROUP, LLC | undisclosed |
| BIG BROTHERS BIG SISTERS INDEPENDENCE REGION | OSCAR POLICY GROUP, LLC | undisclosed |
| EKLUTNA, INC | EKLUTNA, INC. | undisclosed |
| CARPENTERS' COMPANY OF THE CITY AND COUNTY OF PHILADELPHIA | OSCAR POLICY GROUP, LLC | undisclosed |
| NATIONAL ELECTRICAL CONTRACTORS ASSOCIATION - PENN-DEL-JERSEY CHAPTER | OSCAR POLICY GROUP, LLC | undisclosed |
Source: Senate Lobbying Disclosure Act (LDA) filings, 2026
Top industries funding Shri Thanedar, ranked by total contributions.
Source: OpenSecrets.org (Center for Responsive Politics)
