Genetic testing for life and disability insurance.

California AB1798 aims to change the rules regarding how life and disability insurance companies can use genetic testing information. The bill seeks to protect individuals from having their insurance coverage denied or priced higher based on their genetic predispositions. Essentially, it ensures that genetic information cannot be used against people when they apply for insurance.

Supporters of AB1798 would argue that the bill is a crucial step towards protecting individual rights and privacy in the face of advancing genetic testing technologies. They would highlight that it promotes fairness in the insurance industry, ensuring that people are not unfairly discriminated against based on their genetic makeup.

Critics of AB1798 might contend that the bill could hinder insurance companies' ability to assess risk accurately, potentially leading to higher premiums for all policyholders. They may argue that without the ability to consider genetic information, insurers could face increased financial burdens, which could ultimately affect the availability and affordability of insurance products.

Source: LegiScan roll call vote data.