A bill for an act relating to insurance coverage for covered individuals for the treatment of autism spectrum disorder and including applicability provisions. (Formerly HF 5.) Effective date: 07/01/2025. Applicability date: 01/01/2026.

Iowa House File 330 (HF330) is a law that requires health insurance plans in Iowa to cover treatments for individuals diagnosed with autism spectrum disorder. This means that insurance companies must pay for therapies and services that help people with autism. The law was signed by the governor on June 11, 2025, and took effect on July 1, 2025. The requirement for insurance coverage applies to policies issued or renewed on or after January 1, 2026.

The passage of HF330 has been praised by autism advocacy groups and families affected by autism. They believe that mandatory insurance coverage for autism treatments will make essential therapies more accessible and affordable, leading to better outcomes for individuals with autism. The unanimous support in both the House (92-0) and the Senate (45-0) reflects a strong bipartisan commitment to supporting the autism community in Iowa.

Some concerns have been raised about the potential increase in insurance premiums due to the expanded coverage requirements. Critics argue that while the law aims to support individuals with autism, it may lead to higher costs for all policyholders. Additionally, there are questions about how insurance companies will implement the new requirements and whether there will be sufficient providers to meet the increased demand for autism-related services.