Requires the department of financial services to fulfill certain requirements to implement homeowner natural disaster preparedness, home safety and loss prevention courses.

New York Assembly Bill A00182 requires the Department of Financial Services to develop and implement courses for homeowners on natural disaster preparedness, home safety, and loss prevention. The department must review and approve these courses, issue a request for proposals to develop them, and submit a funding request by March 1, 2027. No expenditures can be made until the superintendent approves a program and fiscal plan that includes evaluation criteria and uniform course and cost standards.

Supporters of the bill argue that educating homeowners on disaster preparedness and safety will reduce property damage and enhance community resilience. They believe that standardized courses will provide consistent and reliable information, leading to better-prepared communities and potentially lower insurance claims.

Critics express concerns about the financial implications of implementing the courses, questioning the allocation of state resources and the potential burden on taxpayers. They also worry about the effectiveness of such programs, suggesting that without proper oversight and engagement, the courses may not achieve the desired impact on homeowner preparedness.