Relates to the issuance, records, and delivery of certificates of title; requires the establishment of an electronic lien and title program.

This bill aims to improve how certificates of title are issued and managed in New York. It proposes creating an electronic system to handle liens and titles, making the process more efficient and accessible. This change could streamline transactions and reduce paperwork for vehicle owners and lenders.

Supporters of this bill argue that introducing an electronic lien and title program will modernize New York's vehicle title system, making it faster and more secure. They believe it will enhance transparency and reduce the potential for fraud, ultimately benefiting consumers and businesses alike.

Critics of the bill may express concerns about the potential costs and complexities associated with implementing an electronic system. They might argue that moving to a digital format could create accessibility issues for individuals without reliable internet access or technology, potentially leaving some residents behind.