TN HB1643

Proof Of Insurance

Introduced House William Lamberth (R)
Plain English Summary

The bill changes the rules about how long a person must keep proof of insurance after their driver's license or vehicle registration has been suspended or revoked due to not providing that proof. Instead of just maintaining proof during the suspension period, individuals will need to keep it for one year or the duration of the suspension, whichever is longer.

Supporters Say

Supporters of the bill argue that it encourages responsible driving by ensuring that individuals maintain proof of insurance for a longer period, which can help reduce the number of uninsured drivers on the road. They believe this change will promote public safety and accountability among drivers.

Critics Say

Critics contend that the bill places an additional burden on individuals who may already be facing financial difficulties due to the suspension of their license or registration. They argue that extending the requirement for proof of insurance could lead to further penalties and hardships for those trying to regain their driving privileges.

Conflict of Interest Analysis Personal Interests
1/10
Risk Level
Low
Policy Area
Transportation and Public Works
Industry Overlap
0%
Personal Conflicts
0 found

The analysis of Representative William Lamberth's personal financial interests in relation to HB1643 reveals a low risk of conflict of interest. The bill pertains to transportation and public works, specifically focusing on the requirements for maintaining proof of financial responsibility for drivers whose licenses or registrations have been suspended or revoked. Representative Lamberth's primary occupation is as an attorney, and he is a partner at a law firm. His professional engagements and business interests, such as ownership of Lamberth Consulting and his role as a board member in various community organizations, do not directly intersect with the motor vehicle or insurance industries affected by this bill. Additionally, there is no indication that his legal practice or consulting business would benefit from changes in insurance proof requirements.

Sponsor's Personal Financial Interests

Unlike federal analysis based on campaign donations, state analysis examines legislators' personal financial interests — their jobs, businesses, and investments.

Type Description Industry Source
Occupation Attorney Lawyers/Law Firms AI-researched
Employer Partner at Lamberth, Cifelli, Ellis & Nason, P.A. TN Legislature bio
Business Owner Owner of Lamberth Consulting AI-researched
Board Member Board Member of Sumner County CASA TN Legislature bio
Spouse Employer Spouse employed by Sumner County Schools AI-researched
Employer STATE OF TN Government TN Ethics Commission
Employer SELF EMPLOYED ATTORNEY Lawyers/Law Firms TN Ethics Commission
Business Owner PORTLAND COMMUNITY CHAIRMAN from Jan 2026 to current TN Ethics Commission
Business Owner UNITED WAY SUMNER CO BOARD MEMBER from Jan 2026 to current TN Ethics Commission
Business Owner VOLUNTEER STATE COMMUNITY COLLEGE BOARD MEMBER from Jan 2026 to current Education TN Ethics Commission
Occupation Law, GENERAL PRACTICE OF LAW TN Ethics Commission
Occupation Law, STATE OF TN TN Ethics Commission
Asset Leadership PAC: LAMBERTH PAC TN Ethics Commission

Items marked "AI-researched" are generated from public sources but have not been independently verified. Verified data is sourced from official legislature websites and disclosure filings.

TheBillRoom is free and independent. No ads, no subscriptions, no political funding. If this analysis was useful, reader support keeps it running.
Support Us

About This Analysis

This summary was generated using AI from the bill's official text and metadata. Data sourced from LegiScan and the Tennessee General Assembly. Conflict analysis examines the sponsor's personal financial interests for potential overlaps with the bill's subject matter.