Liability to a vehicle storage facility operator for money owed in relation to the delivery, storage, and disposal of certain personal property

Texas House Bill 3454, introduced in 2025 by Representative Erin Gámez, aimed to make insurance companies responsible for paying fees owed to vehicle storage facilities when they declare stored personal property a total loss. This includes costs for delivering, storing, and disposing of the property, even if these charges accrued before the insurance company paid the claim. The bill was referred to the House Insurance Committee but did not progress further.

Supporters of HB 3454 argued that it would provide financial relief to vehicle storage facilities by ensuring they receive payment for services rendered when insurance companies declare stored property a total loss. This measure was seen as a way to prevent storage facilities from bearing unpaid costs and to protect property owners from unexpected bills.

Critics of HB 3454 contended that the bill could lead to increased insurance premiums, as insurance companies might pass the additional costs of paying storage facility fees onto consumers. They also expressed concerns about the potential for disputes over the timing and amount of fees owed, which could complicate the claims process.