Insurance: health insurers; closure or removal of a health system considered a qualifying event for a special enrollment period; provide for. Amends 1956 PA 218 (MCL 500.100 - 500.8302) by adding sec. 3406ww.

This bill allows individuals to qualify for a special enrollment period in health insurance if a health system they rely on closes or is removed from their insurance network. It aims to ensure that people can access new health coverage options when their current provider is no longer available. The bill adds this provision to existing insurance laws in Michigan.

Supporters of the bill argue that it is a necessary step to protect consumers' access to healthcare. By allowing individuals to switch insurance plans when their health system closes, the bill ensures that people can continue receiving the care they need without unnecessary delays or gaps in coverage.

Critics of the bill may contend that it could lead to increased costs for insurers and potentially higher premiums for consumers. They might argue that the legislation could create administrative burdens for health insurers and complicate the enrollment process, ultimately undermining the stability of the insurance market.